LITTLE ROCK — Arkansas Insurance Commissioner Allen Kerr has ordered a 60-day moratorium on the cancellation or non-renewal of policies for non-payment for flood victims in counties where Gov. Asa Hutchinson has declared a disaster following severe weather that began last week.

The moratorium applies to all types of insurance policies sold in the state, Kerr said in a news release Friday. He noted that the moratorium extends the time to make a payment without threat of cancellation but does not waive any obligation to pay. Policy holders must request the extension from their insurance carrier.

The 60-day moratorium is retroactively effective as of April 26 and affects residents of Baxter, Benton, Boone, Clay, Cleburne, Craighead, Cross, Faulkner, Fulton, Independence, Izard, Lawrence, Jackson, Madison, Marion, Montgomery, Newton, Perry, Prairie, Pulaski, Randolph, Saline, Searcy, Stone, Washington, White, Woodruff and Yell counties who must have suffered significant property damage, injuries or related loss of life as a result of the storms.

Kerr also said Arkansas property owners should beware of unlicensed, non-insured contractors offering repair services and noted that unlicensed public adjusting is illegal in Arkansas. In the aftermath of a catastrophic event in the state, insurance companies assign adjusters to process claims, he said.